1. Services Provided

MJ University LLC provides credit repair services, business funding assistance, financial education, consulting, and related support services.

All services are subject to eligibility requirements, information provided by the client, third-party criteria (including lenders and credit bureaus), and applicable contractual agreements. Service timelines, results, and outcomes may vary based on individual circumstances and external factors beyond our control.

MJ University LLC does not guarantee specific credit score improvements, funding approvals, or financial results unless expressly stated in a written agreement.

2. Consultations, Scheduling & No-Shows

Scheduling

Consultations and service-related meetings may be scheduled online, by phone, or virtually.

Cancellations & Rescheduling

We request at least 24 hours’ notice for cancellations or rescheduling. Late cancellations may result in a fee or forfeiture of the session at our discretion.

No-Shows

Clients who fail to attend a scheduled consultation without notice may be required to prepay for future consultations or may be declined future scheduling.

3. Pricing & Payments

Pricing varies based on service scope, program selection, and duration.

Payment terms, billing schedules, subscriptions, or deposits will be disclosed prior to service initiation or enrollment.

All payments are processed securely through approved third-party payment processors. MJ University LLC does not store full payment card details.

4. Refunds

Due to the nature of credit repair, funding assistance, and educational services, refunds are generally not provided once services have begun or materials, disputes, or applications have been submitted.

Any refund eligibility is governed solely by the terms outlined in the applicable service agreement or enrollment contract.

5. Client Responsibilities

Clients agree to provide:

Accurate and complete personal, financial, and business information

Timely documentation and responses

Honest disclosure of credit and financial history

MJ University LLC is not responsible for outcomes, delays, or denials resulting from inaccurate, incomplete, or misleading information provided by the client.

6. Website Use

By using our website, you agree not to:

Copy, reproduce, or distribute content without written permission

Attempt to disrupt website functionality or security

Use the website for unlawful, deceptive, or fraudulent purposes

All website content is the intellectual property of MJ University LLC and may not be used without authorization.

7. Electronic Communications & SMS Consent

By providing your phone number or email address, you consent to receive electronic communications from MJ University LLC, including but not limited to:

Consultation confirmations and reminders

Service and application updates

Account notifications

Educational or informational messages

Optional promotional messages (where applicable)

SMS Opt-Out

You may opt out of SMS messages at any time by replying STOP to any message.
For assistance, reply HELP or contact us directly.

Message frequency may vary.
Message and data rates may apply.

8. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed, undelivered, or misdirected messages.

9. Age Restriction (18+)

By using our website, submitting a form, or consenting to receive communications, you confirm that you are at least 18 years of age. Our services are not intended for individuals under 18.

10. Privacy Policy

Personal information is collected, used, and protected in accordance with our Privacy Policy, which is available on our website. By using our services, you consent to the practices described in that policy.

11. Disclaimer

MJ University LLC does not provide legal or tax advice.

Credit repair and business funding results depend on multiple factors including credit history, lender requirements, and financial behavior. No guarantees are made regarding credit score changes, funding approvals, limits, or timelines unless expressly stated in writing.

Educational materials are provided for informational purposes only and should not be considered financial advice.

12. Limitation of Liability

To the fullest extent permitted by law, MJ University LLC shall not be liable for:

Decisions or actions taken by lenders, credit bureaus, or third parties

Delays or denials caused by external entities

Outcomes resulting from client-provided information

Indirect, incidental, or consequential damages

Any liability is limited to the amount paid by the client for the specific service in question, as defined in the applicable agreement.

13. Changes to These Terms

MJ University LLC reserves the right to update these Terms of Service at any time. Updates will be posted with a revised “Last Updated” date. Continued use of our services constitutes acceptance of the updated terms.

14. Contact Information

If you have questions regarding these Terms of Service, please contact us:

MJ University LLC
Email: [email protected]
Phone: +1 (240) 973-3712