Privacy Policy
Last Updated: 01/30/2026
At MJ University LLC, your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and share your personal information when you visit our website, submit a form, request information, or engage with our credit repair, business funding, educational programs, and related services.
1. Information We Collect
Personal Information
When you interact with MJ University LLC, we may collect personal information that you voluntarily provide, including but not limited to:
Full name
Email address
Phone number
Credit-related information you choose to submit
Business information related to funding or financial services
Application or onboarding details
Payment information (processed securely through third-party providers, if applicable)
Automatically Collected Information
When you visit our website, we may automatically collect non-identifiable information such as:
IP address
Browser and device type
Pages visited and time spent on the site
Referring URLs
General usage and analytics data
2. How We Use Your Information
We use the information we collect to:
Respond to inquiries and process applications
Schedule and manage consultations
Provide credit repair, business funding, and educational services
Communicate service updates, account information, and program materials
Deliver appointment confirmations and reminders
Send SMS, email, or other communications only to users who have provided explicit consent
Improve our website, services, and overall user experience
Comply with legal and regulatory obligations
3. SMS Consent & Opt-In Disclosure
By submitting a form on mjuniversity.net, you expressly consent to receive SMS text messages from MJ University LLC at the phone number you provide.
These messages may include, but are not limited to:
Appointment confirmations and reminders
Application or onboarding updates
Service-related notifications
Educational program information
Promotional or marketing messages (where applicable)
Consent to receive SMS messages is not a condition of purchase.
Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying STOP to any message.
For assistance, reply HELP or contact us at [email protected].
4. Sharing Your Information
We do not sell or rent your personal information to third parties.
We may share limited information only with trusted service providers that support our business operations, including:
CRM and customer management platforms
Credit reporting and dispute processing tools
SMS and email communication providers
Payment processors
Website hosting and analytics services
All service providers are contractually required to protect your information and use it solely for business-related purposes.
A2P & Mobile Data Protection Notice
All categories above exclude text messaging originator opt-in data and consent.
This information will not be shared with third parties, except for aggregators and providers necessary to deliver text messaging services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
5. Data Security
We implement industry-standard technical, administrative, and physical safeguards to protect your personal information.
Access to personal data is limited to authorized personnel and trusted partners. We retain personal information only as long as necessary to fulfill service, business, or legal obligations. When data is no longer required, it is securely deleted or anonymized.
6. Your Rights & Choices
You may request to:
Access the personal information we hold about you
Correct or update your information
Request deletion of your personal data (where legally permitted)
Opt out of promotional communications at any time
To exercise these rights, please contact us using the information below.
7. Cookies & Tracking Technologies
Our website may use cookies and similar technologies to enhance functionality, analyze performance, and improve user experience.
You may disable cookies through your browser settings; however, doing so may affect certain website features.
8. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of our services constitutes acceptance of the revised policy.
9. Contact Information
If you have any questions or concerns regarding this Privacy Policy, please contact us:
MJ University LLC
Email: [email protected]
Phone: +1 (240) 973-3712
10. SMS Opt-Out Procedures
You may opt out of receiving text messages from MJ University LLC at any time by replying STOP to any SMS message you receive. Once opted out, you will receive a confirmation message and no further SMS communications will be sent.
For assistance, reply HELP or contact us via email.